YieldTruth · aave-v3 · Monad · as of 2026-07-15 03:53 UTC
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Is the USDC yield on aave-v3 real?

About 73% of this 8.25% APY is decaying token emissions. The real staking / lending yield is ~2.25%. It is single-asset, so there is no impermanent loss to drag you below holding.

REAL 27%
EMISSIONS 73%

Real fee/staking yield: 2.25% · token emissions: 73% of the headline.

👜 Would you be better off just holding?

No impermanent loss here, so you keep the same price exposure either way. The honest number is the ~2.25% of real yield — the rest is fading emissions, not income.

Headline APY
8.25%
Real yield (fees)
2.25%
TVL
$16M
Impermanent-loss risk
none (single-asset)
▶ Open the live interactive verdict

Source: DefiLlama. Verdict is a heuristic over public data, not financial advice.

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