You're being paid 3.72% to absorb price risk. Only ~3.22% of it is real fees (the other ~13% is decaying emissions) — and they stop covering impermanent loss if ADA-MIN diverges more than ±67%.
Real fee/staking yield: 3.22% · token emissions: 13% of the headline.
Break-even fact: a ±67% move in ADA-MIN erases a full year of the fees you actually keep (~3.22%). Whether that move happens is up to the market — but any emissions inflating the headline will fade regardless.
Source: DefiLlama. Verdict is a heuristic over public data, not financial advice.