You're being paid 6.95% to absorb price risk. Only ~3.83% of it is real fees (the other ~45% is decaying emissions) — and they stop covering impermanent loss if CRVUSD-WETH-CRV diverges more than ±76%.
Real fee/staking yield: 3.83% · token emissions: 45% of the headline.
Break-even fact: a ±76% move in CRVUSD-WETH-CRV erases a full year of the fees you actually keep (~3.83%). Whether that move happens is up to the market — but any emissions inflating the headline will fade regardless.
Source: DefiLlama. Verdict is a heuristic over public data, not financial advice.