This 20.6% is mostly real staking / lending yield (~17.8% of it). Only about 14% comes from token emissions. It is single-asset, so there is no impermanent loss to drag you below holding. It can still fall, but it isn't a disappearing subsidy.
Real fee/staking yield: 17.8% · token emissions: 14% of the headline.
No impermanent loss here — the ~17.8% is real income on the very asset you'd be holding anyway. Only any emissions portion fades.
Source: DefiLlama. Verdict is a heuristic over public data, not financial advice.