You're being paid 3.55% to absorb price risk. Only ~3.55% of it is real fees — and they stop covering impermanent loss if CRVUSD-TBTC diverges more than ±72%.
Real fee/staking yield: 3.55% · token emissions: 0% of the headline.
Break-even fact: a ±72% move in CRVUSD-TBTC erases a full year of the fees you actually keep (~3.55%). Whether that move happens is up to the market — but any emissions inflating the headline will fade regardless.
Source: DefiLlama. Verdict is a heuristic over public data, not financial advice.